Trusting Social is hiring: Machine Learning Engineer (Decision Engine) (Ho Chi Minh City)
Trusting Social's Data Science team in Ho Chi Minh City is hiring a Machine Learning Engineer (2+ years in Python/R/Java, SQL, ML) to build and run its consumer credit Decision Engine.
The role
Trusting Social builds AI-driven credit risk and financial inclusion products across Vietnam, Indonesia, India and the Philippines. On the Data Science team, the Decision Engine runs daily across large consumer portfolios to decide which accounts to reach, through which channel, when and how often. As a Machine Learning Engineer, you will own decisioning flows end to end — building propensity, timing and channel-response models, maintaining data pipelines, backtesting changes before release, and monitoring live traffic to catch broken feeds or model drift.
What they ask for
- At least 2 years of experience in IT, Computer Science, Banking or Finance
- Proficiency in Python, R or Java, together with strong SQL and statistical analysis skills
- Hands-on experience in machine learning, statistics and live experimentation
- Professional spoken and written English, and disciplined use of AI tools to accelerate coding, data exploration and model iteration
Nice to have
- Familiarity with consumer banking products such as unsecured personal loans and credit cards
- Experience with big data processing or a high-growth tech/startup environment
Good to know
- Location: Ho Chi Minh City, Vietnam.
- Job ID fk0z8wn, posted on 16 September 2026 and open on 6 November 2026.
How the interview usually goes
Trusting Social's ML engineering interviews typically cover Python and SQL coding, machine learning and statistical fundamentals, experiment design and backtesting, and end-to-end ownership of production ML pipelines.
