Trusting Social is hiring: Full-Stack AI Engineer (Ho Chi Minh City)

The role

Trusting Social is an AI fintech that helps people in emerging markets get access to credit. This role (called Engineer II in the posting) is on the Co-Lending work with partner banks: you would build full-stack systems (backend, web and mobile) for instant sign-up, real-time credit approval and automated decisions, with secure links to banks and partners. What stands out is the "AI-native" way of working: you frame the problem for AI coding agents, hand them the implementation, run several agent sessions a day and spend your own time on direction, quality review and the hard edge cases. You would also build the tests, evals and harnesses that keep the agents reliable, and help new joiners.

What they ask for

• 4+ years of software engineering across backend and frontend (web or mobile)
• Has shipped production work by directing AI coding agents, or is keen to
• Security in mind by default: data protection, access control, auditability and banking compliance limits
• Ownership of quality and deadlines, and a good team player
• Working English

Nice to have

• Distributed systems, banking or fintech experience
• Already acting as a domain expert, a production operations owner or a partner-facing engineer

Good to know

• Location: Ho Chi Minh City, in Vietnam; the office is in District 1, with flexible hours.
• Posted on 21 September 2026, according to the careers site's own job data.

How the interview usually goes

Fintech companies of this size usually run a recruiter screen, one or two technical rounds on coding, system design and past projects, then a meeting with the manager. For this role, expect close questions about how you use AI tools; the application form itself asks about it.